Despite difficult conditions and all negative impacts, banking sector in Federation BIH kept its stability, adequate funds, citizens' saving continued growing and liquidity is still satisfying in the first quarter of the year.
Data for the first quarter in 2013 show that balance sum of banking sector in FBIH was 14.8 billion KM, down 1.2% or 183 million KM from the end of 2012.
Balance sum fall was mainly caused by deposit and credit obligations decrease, which also caused reduction of financial resources.
Financial resources decreased by 5.9% or 233 million KM and amounted to 3.73 billion KM.
Loans at the end of first quarter were 10.7 billion KM and their share in assets increased by 1.1 percentage points and amounted to 72.2%.
Deposits fell 162 million KM or 1.5% and amounted to 10.8 billion KM, while saving deposits were 5.89 billion KM, up 2.3% or 135 million KM from the end of last year.
"Continued growth over many years and positive trends in saving segment in FBIH banks are a result of strengthening security and stability of the overall banking system for which crucial is the existence of a functional and efficient banking supervision which is conducted by FBA, and deposit insurance system,".
Total capital grew 1.8% or 39 million KM and was 2.26 billion KM on 31st March 2013.
A profit of 42.3 million KM was recorded in the first quarter of 2013. It is evident that total profitability improved compared to last year, which is primarily a result of new methodology approach (implementation of MRS 37-39).
